Thank you for the question and the picture!
All the previous Doctors have given you clear and accurate information regarding suspicious symptoms and treatment options.
From the picture, your mole is too large for non-surgical methods of removal such as lasers. They would result in a poor scar and a high recurrence rate. Surgical removal by a skilled surgeon would be ideal to give you the best possible scar. Furthermore, this would allow us to send it for histological assessment to ensure it is benign. Medisave and insurance claims are also possible with surgical excision.
I hope this answers your question.
Best Regards,
Dr Samuel Ho