How can I claim Medisave for dental treatment in Singapore?
I'm 38. After pregnancies and years of breastfeeding, I find my teeth are now weak, brittle and decaying. I'm afraid of the high cost of dental treatments as I am on a single income. How can I claim Medisave for dental treatment in Singapore? I was wondering whether it is possible for non-cosmetic dental treatment to be wholly covered by Medisave?
I would advise you to find a dentist to get a thorough dental examination. He/She would be able to advise and plan a list of dental procedures that you will need to improve your oral health.
If cost is a concern, you can always have the attending dentist present a treatment plan to you before proceeding on with any dental treatment. This would also prevent miscommunication.
Dental procedures that are not Medisave claimable:
- Dental examination or consultation
- Scaling & Polishing (Routine or complex)
- Dental Fillings/Crowns/Bridges/Veneers
- Teeth whitening
- Root Canal Treatment
- Tooth extraction
Dental procedures that are Medisave claimable:
- Wisdom tooth surgery
- Dental implant surgery
- Surgical removal of retained roots
In general cases, surgical procedures are mostly Medisave claimable but do take note that you might not be able to use your Medisave for 100% treatment fee coverage as there are limits to Medisave claim submission. Dental fees and Medisave claims are based on the dental procedures you received and case complexity.
Hope you will be able to get your dental issues resolved as soon as possible!
Most dental clinics in Singapore would be able to help you in processing the medisave for your dental treatment. However you can only claim medisave for surgical procedures like
- Wisdom tooth surgery
- Surgical removal of broken roots
- Jaw surgery in certain orthodontic cases
- Dental Implants
- Surgical procedures for root canals, or gum treatment etc
Your dentist would be able to advise you on the various procedures that can be claimed, and also the amount that can be claimed for each procedures, as there is a limit to the medisave claim submission.
Unfortunately, routine dental procedures like
- scaling and polishing
- crowns and bridges
- root canal treatment
cannot be claimed by Medisave.
If cost is of a concern, you might want to check if you are eligible for some government subsidy like CHAS.
The Community Health Assist Scheme (CHAS) in Singapore enables Citizens from lower- to-middle income households, as well as all Pioneers, to receive subsidies for medical and dental care at participating General Practitioner (GP) and dental clinics.
Hope the above information helps!
There are very specific criteria for making a Medisave claim.
Medisave can only be claimed for surgical procedures like removal of impacted wisdom teeth or broken roots, insertion of implants, jaw surgery etc.
Medisave cannot be used for routine dental work like fillings, simple extractions, crowns, dentures, root canal treatment. It certainly cannot be used for cosmetic procedures like straightening of teeth or teeth whitening.
If you are planning a procedure that qualifies for Medisave deduction, your dental clinic can advise you on how the claim can be done. You will need to fill up a couple of forms and the clinic will take care of the actual deduction. It is quite simple really.